July 2008

Professional Fishing Guide Insurance Now Offered

BoatUS Angler, part of BoatUS, with more than 650,000 members nationwide, now offers a commercial guide insurance policy for fishing guides to meet their unique boating needs.

"We know that a guide's boat and equipment are essential to success," said Michael Pellerin, director of the BoatUS Angler program. "That's why we developed a commercial guide's policy that not only meets the unique needs of boating, but also includes the best protection for the other aspects of his or her business. It covers both personal and commercial use, including tournaments."

Coverage is available for boats under 24 feet operating with up to three guests. Policy features include the following:

  • Agreed value coverage for boat, engine and trailer
  • Liability coverage and legal representation against suits or claims
  • Medical payments coverage for the guide and customers, up to $10,000 per person
  • Fishing equipment coverage for the guide and customers, up to $5,000 per incident
  • Uninsured boater protection, for injuries caused by an uninsured or hit-and-run boater
  • Generous cruising area for fishing fresh and salt waters of the United States and Canada without an extension.

In addition, 24-hour emergency dispatch for fire, sinking, fuel spill, even roadside accidents and quick claims service is included.

Editor’s Note: Guide Jerry Tate of J.T. Guide Service advises, however, that anglers check the local requirements. Knowing the regulations for the locations one intends to fish is a good idea when considering any type of guide insurance.